Business banking built for faster month-end close
Take control of marketing spend with expense cards and automated category rules that sync directly to your accounting software.
Trusted by finance teams across the UK
Join 800,000+ businesses saving hours on reconciliation with Monzo Business.
"I can spend more time doing the things I enjoy, which is why I started my business in the first place."
"I used to spend a lot of time doing accounts. Now, it's instant."
"The account and app make everyday banking quick and simple."
Business account FAQs
Key details about eligibility, pricing, features and protections.
Read Business FAQsWho can apply for Monzo Business?
Only sole traders or limited company directors in the UK can apply. Terms and conditions apply.
What plans are available and how much do they cost?
Your account comes with the free Lite plan. You can upgrade to Pro for £9 a month, or Team starting from £25 a month. Ts&Cs apply.
Are my deposits protected?
Your eligible deposits may be protected by the Financial Services Compensation Scheme (FSCS) up to £120,000.
Do you offer overdrafts or loans?
Overdrafts and loans are available for eligible sole traders with a Monzo Business account, 18+, subject to eligibility and Ts&Cs.
How do your accounting integrations handle expense categorization?
Our integrations with Xero, FreeAgent, Sage, and QuickBooks send transaction data in real time with reliable feeds. You can set category rules on expense cards so merchant transactions are automatically classified without needing to sort through messy or unclear descriptions. This means less manual work and cleaner records.
Resources
From the Monzo Business blog
Product updates, money tips and customer stories to help you run your business.
Ready to close your books faster?
Keep your accounting data flowing with stable bank connections and proactive alerts that catch issues before they slow you down. Get 24/7 support from real people whenever you need it. Explore accounting integrations to see how it works.