Compare car insurance for electric vehicles
Find cover that protects your battery, charging equipment and gives you access to specialist EV repair networks. Compare quotes quickly and choose the right policy for your electric vehicle.
Why compare car insurance for electric vehicles?
Electric vehicles have different insurance needs compared to petrol or diesel cars. Battery replacement costs can run to £10,000 or more, and repairs require specialist skills and equipment. Not every insurer offers cover that includes battery damage, charging equipment protection, or access to EV-certified repair centres. The network of approved repairers for electric cars is still limited, so finding the right policy matters. Using Compare the Market lets you look at different policies side by side to find cover that protects your investment and meets the specific needs of your electric vehicle.
What to look for in EV car insurance
When comparing EV insurance, focus on policies that cover your battery (the most expensive component), plus protection for charging cables and wallboxes. Check that roadside assistance includes flatbed recovery, as EVs can't be towed in the traditional way. It's also worth looking for access to EV-certified repair networks and, where available, hire car cover that provides an EV or similar vehicle. Compare the Market shows the lowest-priced options first and lets you filter by the features that matter to you. Buy a qualifying policy and you'll get Meerkat Rewards, including 2-for-1 cinema tickets with Meerkat Movies.
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Electric vehicle insurance questions
Common questions about insuring your electric vehicle.
Read our FAQsDo I need specialist insurance for an electric vehicle?
While standard car insurance covers EVs, specialist policies often include battery cover, charging equipment protection and access to EV-certified repair networks—worth checking when you compare.
Is electric vehicle insurance more expensive?
EV insurance can cost more due to higher repair costs and specialist parts, but comparing quotes helps you find competitive prices. Premiums vary by make, model and your circumstances.
What is EV battery cover?
Battery cover protects against damage or degradation of your EV's battery pack, which can cost £10,000 or more to replace. Check whether it's included as standard or an optional add-on.
Does EV insurance cover my home charger?
Some EV policies include cover for your home wallbox charger and charging cables. If it's important to you, filter for policies that include charging equipment protection.
What if my EV breaks down?
EVs typically need flatbed recovery rather than traditional towing. Look for roadside assistance that understands electric vehicles and can transport your car safely to an EV-certified repair centre.
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