Bridge the gap between annual policies
Get immediate temporary cover to protect yourself while waiting for your annual policy to begin. Our flexible short-term insurance prevents uninsured periods so you stay legal and protected on the road.
What customers say about our temporary cover
Rated 4.7 out of 5 from 60,573 reviews on Trustpilot, our customers trust us to provide reliable temporary cover while they wait for their annual policy to start.
"Quick and easy."
"Straight forward on app—click it, done."
"Website is easy to use and prices are very fair."
Temporary insurance while waiting for annual cover
If there's a gap between your old policy ending and your new annual insurance starting, short-term cover can keep you legally insured in the meantime. These FAQs explain how interim cover works and what to expect while you're waiting for your annual policy to begin.
Get a quoteCan I get cover if I need to drive before my annual policy starts?
Yes. If your annual policy doesn't start straight away, you can take out short-term insurance to cover the gap. Our policies are fully comprehensive as standard and you can choose the exact dates and times you need, so your cover ends when your annual policy begins. Most drivers aged 18 to 75 are eligible, subject to usual underwriting checks.
What does short-term cover include while I'm waiting for my annual policy?
Our short-term policies include fully comprehensive cover as standard, plus business use if you need it. You can also add optional extras such as European cover or breakdown assistance. The policy only applies during the dates and times you select and is separate from your annual insurance, so it won't replace or affect that cover.
Will taking out gap cover affect my No Claims Discount?
No. Short-term cover is separate from your annual policy and won't affect your No Claims Discount. However, if you do make a claim on the short-term policy, it may be taken into account when you apply for insurance in future.
How long can I take out interim cover for?
For cars and vans, you can choose cover from as little as 1 hour up to 30 days. Learner driver cover runs from 1 day up to 5 months. This gives you the flexibility to fill a short gap until your annual policy starts, whether that's a few days or a few weeks.
Can I start cover immediately to avoid a gap before my annual policy begins?
Yes, your temporary cover can start straight away once you've bought it, or you can pick a specific start time that works for you. Just make sure your temporary policy runs all the way up to when your annual cover kicks in, so there's no gap where you're left without insurance.
Get Covered While You Wait
Temporary cover that keeps you legal and protected while your annual policy starts. Get fully insured in minutes with flexible durations from 1 to 28 days, avoiding any uninsured gaps. Start your quote now and drive away today.